Blog Archives

The Money Rules

The time has finally come: you are ready to purchase a home! To ensure a smooth process, there are a 10 things you should avoid from application to closing. DO NOT:

1. Change jobs, become self-employed or quit your job

2. Buy a car, truck or van (or you may be living in it!)

3. Use credit cards excessively or let current accounts fall behind

4. Spend money you set aside for closing

5. Omit debts or liabilities from your loan application

6. Buy furniture

7. Originate any inquiries into your credit

8. Make large bank deposits without checking with your loan officer

9. Change bank accounts

10. Co-sign a loan for anyone

If you avoid these 10 things, your journey from application to closing will be smooth and easy!

~Celeste

Ross-Haigler Group 4Hismove.com

FacebookPinterestLinkedinYoutubeTwitterE-mail

Union County Public Schools Redistricting Update

Union County Commissioners voted on Monday to approve funding to the Union County Board of Education in efforts to prevent redistricting…read more from WCCB Charlotte.

A regular meeting for the Union County Board of Education will be held tonight, Tuesday – February 4 at Marvin Ridge High School. The open session begins at 7pm. Here is a link to the agenda, which includes the topic of Options to Ease Overcrowding/Possible Solutions/Time Line/Part II.

Our very own Jay Ross was interviewed by Fox 46 Carolinas about the impacts of the local real estate market with the school redistricting on the table:

Jay Ross Union County Redistricting

http://www.myfoxcarolinas.com/story/24524294/union-county-parents-up-in-arms-about-school-re-zoning?autoStart=true&topVideoCatNo=default&clipId=9759069

These changes still have to be voted and approved by the Union County Board of Education. We will keep you posted on updates as they become available.

In the meantime, we will be monitoring and updating impacts to the local real estate market. Please contact us today if you would like to meet to discuss your home value and options.

~Starr

Ross-Haigler Group 4Hismove.com

FacebookPinterestLinkedinYoutubeTwitterE-mail

Encouragement for the Week Ahead: 10 Things God Wants You to Remember by Roy Lessin

Encouragement for the Week Ahead: 10 Things God Wants You to Remember by Roy Lessin

Maybe you’re facing a tough week ahead. Read through this list of 10 Things God Wants You to Remember and look up the scripture references. What a great way to start the week off!

Encouragement for the Week Ahead Ross Haigler Group

8213 Asheley Glen Drive – Mint Hill, NC

Southern Charm and Custom Luxury in the Heart of Mint Hill

Introducing A Ross-Haigler Listing: 8213 Asheley Glen Drive – Mint Hill, NC 28227

Bedrooms: 5
Bathrooms: 2 Full, 1 Half
Sq. Footage: 2941
Lot Size: .69 Acres
Year Built: 1987
Neighborhood: Ashe Plantation
Listing Price: $298,500

Details:

Full-Brick Custom Home in Ashe Plantation. Eloquent charm with site finished hardwoods on entire 1st floor. Kitchen features granite, stainless steel, & eat in bar. New 20×20 workshop (wired/heated). Unfinished walk-up attic space (700+ sq ft). Fresh interior paint, cabinets in garage & workshop. New Roof. Custom ceramic tile in all baths. Full brick lighted entry way & professionally landscaped yard. More…

For more information on this listing, contact the Ross-Haigler Group at Keller Williams Realty at 704-684-1011 or info@4Hismove.com

This slideshow requires JavaScript.

A Ross-Haigler Group Listing: 9828 Tufts Drive – Mint Hill, NC

This slideshow requires JavaScript.

Presenting our new listing in Mint Hill, NC – 9828 Tufts Drive

This beautiful 6 bedroom, 3 bath home is located in The Oaks at Oxfordshire neighborhood and features a side entry garage & architectural shingles. Guest Bedroom and Full Bath downstairs, open floor plan w/ beautiful hardwood 2-story entry. Bedroom 6 can also be used as Bonus Room. Master Bath has raised dual sink vanity, garden tub and separate shower. Corian countertops & stainless appliances. Water purification/softener. Inground irrigation & Screened Back Porch.

For more information, visit our webpage for 9828 Tufts Drive or contact us to schedule a showing!

~Starr

Ross-Haigler Group
4Hismove.com

FacebookPinterestLinkedinYoutubeTwitterE-mail

_______________________

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.

4Hismove Community Update: Gander Mountain Opens Tuesday in Monroe, NC

Gander Mountain Opens on Tuesday, April 23 in Monroe, NC – Poplin Place Shopping Center

We are excited to share about a new retail establishment that is opening this week in Monroe, NC. Gander Mountain opens their third Firearms Superstore in the nation on Tuesday in the Poplin Place Shopping Center (Next to Big Lots, in the former Best Buy Building).

This store will be the seventh location in North Carolina for Gander Mountain. The closest current stores are in Mooresville and Greensboro, NC.

If you would like to read more about the new store, take a look at this article from the Enquirer Journal.

See you soon,

~Starr

Ross-Haigler Group
4Hismove.com

FacebookPinterestLinkedinYoutubeTwitterE-mail

_______________________

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.

Market Update: Closed Home Sales in Union County, NC up 40.8% YTD

local market update march ross haigler group keller williams

Maybe you’ve heard about how our local Real Estate Market is improving…here’s proof that the trend continues. A few highlights to note from the report above:

  • Closed Home Sales are up 40.8% Year-to-date from 2012 to 2013
  • The average Days on Market have decreased over 15% Year-to-date from 2012 to 2013
  • The Inventory of Homes for Sale in Union County is down 34.4% compared to March of 2012
  • The Months Supply of Inventory continues to decrease and is currently only 4.2 months – that’s a decrease of over 53% compared to last year!

The numbers above tell a story. We are definitely seeing the movement in homes that are priced to sell and also in a shortage of homes for our buyer clients that are currently searching. If you want help understanding what all the numbers mean and to see what this means for your home, give us a call or email our team today. We’d love to join you for coffee and chat about how we can serve you in all your Real Estate needs.

We’re here to help you navigate this active market!

~Starr
Ross-Haigler Group
4Hismove.com

FacebookPinterestLinkedinYoutubeTwitterE-mail

_______________________

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.

1st Day of Spring: Outdoor Living Inspiration

RossHaiglerGroupOutdoorLiving

Do you ever wish that you had an amazing outdoor living room? Me too! Well, in honor of the 1st day of Spring, we’re highlighting our “Outdoor Living” board on Pinterest! Here you can find all kinds of outdoor inspiration – for all budgets, small DIY (my favorite) to extensive renovations.

Here’s just a few of my favorite pins so far on our page:

This slideshow requires JavaScript.

Happy 1st Day of Spring, ya’ll – and happy pinning 🙂

~Starr
Ross-Haigler Group
4Hismove.com

FacebookPinterestLinkedinYoutubeTwitterE-mail

_______________________

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.

Tuesday’s Tip: What’s My Home Worth?

RossHaiglerGroupKellerWilliamsUnionCounty

Tuesday’s Tip: What’s My Home Worth?

With the current activity in the Real Estate market, you may be wondering, “What’s my home worth?”

The Ross-Haigler Group at Keller Williams Realty is here to help! Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, fill out the required information. We’ll complete a personalized report for your home, with absolutely no obligation.

~Starr
Ross-Haigler Group
4Hismove.com

FacebookPinterestLinkedinYoutubeTwitterE-mail

_______________________

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.

Tuesday’s Tip: Monthly Mortgage Calculator

Monthly Mortgage Calculator

Tuesday’s Tip for March 12, 2013: Monthly Mortgage Calculator

Would you like a simple way to figure out monthly mortgage payments? We host a free quick calculator on our website for your convenience. You can even figure out the loan payoff date with additional payments. For all of the number people, we know you love this! For the creative types (like myself), this may not interest you in the least bit – and that is OK 🙂 Either way – we’d love to help with all your real estate needs.

Ross-Haigler Group Monthly Mortgage Calculator Tool

Happy calculating!

~Starr
Ross-Haigler Group
4Hismove.com

FacebookPinterestLinkedinYoutubeTwitterE-mail

_______________________

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.

A Ross-Haigler Group Listing: 12336 Tantallon Court, Pineville NC

Ross Haigler Group Keller Williams Union County 12336 Tantallon Court Pineville NC 28134 MLS2137707 Jay Ross Brian Haigler-34

Presenting our new listing in Pineville, NC – 12336 Tantallon Court

This beautiful 4 bedroom, 3.5 bath home is approximately 3,167 sq. feet and features a walk-out basement. Convenient to shopping, dining & businesses. Abundant storage areas in basement, walk-in attic storage over garage & upstairs pull down. 2 story entry way & family room. Granite counter tops, hardwood flooring, upper deck & lower patio, irrigation system. Master suite on main floor with bay window, jacuzzi tub, separate shower & dual sinks.

Here’s a quick walk-thru video, enjoy ~

If you would like more details on this home:
http://www.homesinindiantrail.com/listing/mlsid/460/propertyid/2137707/

We look forward to seeing you soon in Pineville!

~Starr
Ross-Haigler Group
4Hismove.com

FacebookPinterestLinkedinYoutubeTwitterE-mail

_______________________

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.

Community Update: Chick-fil-A Indian Trail Now Hiring & Mercy Animal Hospital

We ventured out into Indian Trail this week to update you on two local businesses coming soon! First, Chick-fil-A of Indian Trail is scheduled to open on June 27 and they are now hiring 100 team members for their new location. If you are interested, you can apply in person every Monday from 1pm to 5pm at the Chick-fil-A in Wesley Chapel.

Next, Mercy Animal Hospital will be opening soon at their new location in Indian Trail behind the QT Gas Station and across from Lowe’s Home Improvement Store – this is at the intersection of Hwy 74 and Sardis Church Road.

Stay tuned for more details!

~Starr
Ross-Haigler Group
4Hismove.com

_______________________

The Ross Haigler Group at Keller Williams Realty

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.

Tuesday’s Tip: 8 Steps to Buying a Home

Ross Haigler Group Keller Williams Union County 8 Steps to Buying a Home

Think you’re ready to buy a home? Take a look at this guide on 8 Steps to Buying a Home to see if you’re ready.

#1 – Decide to Buy (easy enough?)

Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best “accidental investment” most people ever make. But, we believe when it is done right, home ownership becomes an “intentional investment” that lays the foundation for a life of financial security and personal choice. There are solid financial reasons to support your decision to buy a home, and, among these, equity buildup, value appreciation, and tax benefits stand out.

#2 – Hire Your Agent – we can help with that!

Eight important questions to ask your agent

Qualifications are important. However, finding a solid, professional agent means getting beyond the resume, and into what makes an agent effective. Use the following questions as your starting point in hiring your licensed, professional real estate agent:

  1. Why did you become a real estate agent?
  2. Why should I work with you?
  3. What do you do better than other real estate agents?
  4. What process will you use to help me find the right home for my particular wants and needs?
  5. What are the most common things that go wrong in a transaction and how would you handle them?
  6. What are some mistakes that you think people make when buying their first home?
  7. What other professionals do you suggest we work with and what are their credentials?
  8. Can you provide me with references or testimonials from past clients?

#3 – Secure Financing – rates are lower than ever

From start to finish, you will follow a six-step, easy-to-understand process to securing the financing for your first home.

  1. Choose a loan officer (or mortgage specialist).
  2. Make a loan application and get preapproved.
  3. Determine what you want to pay and select a loan option.
  4. Submit to the lender an accepted purchase offer contract.
  5. Get an appraisal and title commitment.
  6. Obtain funding at closing.

#4 – Find Your Home

Questions to ask yourself

  1. What do I want my home to be close to?
  2. How much space do I need and why?
  3. Which is more critical: location or size?
  4. Would I be interested in a fixer-upper?
  5. How important is home value appreciation?
  6. Is neighborhood stability and priority?
  7. Would I be interested in a condo?
  8. Would I be interested in new home construction?
  9. What features and amenities do I want? Which do I really need?

#5 – Make an Offer

When searching for your dream home, you were just that – a dreamer. Now that you’re writing an offer, you need to be a businessperson. You need to approach this process with a cool head and a realistic perspective of your market. The three basic components of an offer are price, terms, and contingencies.

#6 – Perform Due Diligence

Unlike most major purchases, once you buy a home, you can’t return it if something breaks or doesn’t quite work like it’s supposed to. That’s why home owner’s insurance and property inspections are so important.

#7 – Close

The final stage of the home buying process is the lender’s confirmation of the home’s value and legal statue, and your continued credit-worthiness. This entails a survey, appraisal, title search, and a final check of your credit and finance. Your agent will keep you posted on how each if progressing, but your work is pretty much done.

#8 – Protect Your Investment

Even after you close on your house, you agent can still help you:

  1. Handle your first tax return as a home owner.
  2. Find contractors to help with home maintenance or remodeling.
  3. Help your friends find homes.
  4. Keep track of your home’s current market value.

Attention to you home’s maintenance needs is essential to protecting the long-term value of your investment.

Home maintenance falls into two categories:

  1. Keeping it clean: Perform routine maintenance on your home’s systems, depending on their age and style.
  2. Keeping an eye on it: Watch for signs of leaks, damage, and wear. Fixing small problems early can save you big money later.

~Starr
Ross-Haigler Group
4Hismove.com

_______________________

The Ross Haigler Group at Keller Williams Realty

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.

Country Woods East, anyone?

Ross Haigler Group Country Woods East 1581 Hawthorne Drive Indian Trail NC 28079 MLS2135453 Brian Haigler Jay Ross

We’re finding that one of the most popular neighborhoods in our area is currently Country Woods East! If you’re not familiar, this well maintained neighborhood is located right off of Interstate 485 in Union County, at Lawyer’s Road. There are exceptional schools, low taxes, and what most people love most…no HOA in this community. The location is prime – close to shopping, dining and ease of access for travel.

How do we know it’s so popular? We’ve helped 4 clients buying or selling homes in this neighborhood in the last year and we have one additional client that is searching specifically for this area. There are only 7 homes currently listed and 4 of them are under contract.

This week, we are happy to introduce our newest listing on Hawthorne Drive (above – click the photo to view more info).

A few features that will help this home sell quickly:

  • No clutter; minimal furniture and majority of personal items removed
  • Neutral paint, carpet, and fixtures
  • Well maintained and clean home
  • Lots of natural light – blinds open for showings and lights turned on
  • Ranch floor plan – homes on one level appeal to lots of buyers
  • Cul-de-sac lot with quiet wooded areas
  • Priced to sell – correctly priced for the current market

Here’s the highlight video for 1581 Hawthorne Drive ~ enjoy 🙂

~Starr
Ross-Haigler Group
4Hismove.com

_______________________

The Ross Haigler Group at Keller Williams Realty

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.

Tuesday’s Tip: Find Foreclosures/Short Sales in Your Neighborhood

rosshaiglergroupnosyneighbor

Welcome to Tuesday’s Tip for Feb. 26

You don’t have to be a nosy neighbor anymore! Our website search tool allows you to search for foreclosures and short sales in your local zip code. The tool is free, easy to use and includes up-to-date information on local real estate property.

2 Steps to find the properties listed in your zip code:

Step 1: Enter Your Zip Code in the AREA Box on the left hand side

area

Step 2: Select “Foreclosure Listings” or “Short Sale Listings” from the left hand side of the page

next

That’s it ~ You can also save searches and set up email notifications to alert you as often as you like. We hope that you find this home search tip useful.

~Starr
Ross-Haigler Group
4Hismove.com

_______________________

The Ross Haigler Group at Keller Williams Realty

The Ross-Haigler Group at Keller Williams Realty
Full Service Team of Licensed Real Estate Professionals servicing the region surrounding Charlotte, NC

Our Vision
The Ross-Haigler Group exists to achieve a higher standard in the Real Estate industry by: continually exceeding our client’s expectations, treating others with respect and honesty, and living our company values – God. Family. Business.