Blog Archives

Remodeling Your Bathroom on a Budget

Remodeling a bathroom on a budget requires careful thought and more elbow grease, so to speak, than simply going out and buying whatever you want at the first place you see it. Still, it can be done. Certain strategies will help keep you from going over budget.

Here are some tips to keep in mind as you plan your bathroom renovation.

Have a Clear Idea

Know exactly what you want before you start. Indecision can actually cost you more money. Forming a vision of what you want and sticking to the project plan prevents you from overspending on “just one more thing,” purchasing things hastily without considering what you realistically have to spend. Pay attention to other bathrooms, look at area homes on parade or search online for pictures to get ideas.

Work Up a Budget

Perhaps you’ve read that people with written goals are more likely to achieve them. Budgets are much the same. When it’s on paper, it’s more real, and you’re more likely to compare what you’re spending against what your limit is. And be realistic. Read the rest of this entry

A Ross-Haigler Group Listing: 202 June Drive – Indian Trail, NC 28079

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Presenting our listing in Indian Trail, NC – 202 June Drive

  • Listing Information:

    • Address: 202 June Drive
    • City: Indian Trail
    • State: NC
    • Zip: 28079
    • Area: 10 – Union County
    • County: Union
    • Price: $127,500
    • Listing #: 2154873
    • Property Type: Single Family
    • Listing Type: Resale/New
    • Subdivision: Rosemary Park
    • Status: Active
  • Property Information:

    • Style: Traditional
    • Bedrooms: 3
    • Total Baths: 2
    • Full Baths: 2
    • Year Built: 1962
    • Sq. Feet: 1200 – 1500
    • Lot Size: 0.702
    • Basement: Crawl Space
    • Garage: Carport – 2 Car
    • Air: Heat Pump
    • Construction: Brick Veneer Full
    • Exterior: Porch – Glass, Building – Storage Shed / Outbuilding, Deck, Porch; Insulated Windows, Storm Door(s)
    • Appliances: Cable Prewire, Ceiling Fan(s), Cooktop Electric, Electric Dryer Hookup, Exhaust Fan,
    • Utilities: County Water, Septic Tank;
    • Zoning: Ae4

Details: Full brick ranch home in the heart of Indian Trail with .7 acres and privacy with natural wooded areas. 3 Bedrooms, 2 Baths and open floor plan. Rocking Chair Front porch, Screened back porch and Sun room give many locations for relaxation. Detached garage in back yard and gazebo. Traditional ranch home that has been well maintained. Great location close to shopping, dining, schools and travel. More…

For more information, visit our webpage for 202 June Drive  or contact us to schedule a showing!

Listing courtesy of: Keller Williams Union County

The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither website owner nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2014 Carolina Multiple Listing Services, Inc.

~Celeste

Ross-Haigler Group
4Hismove.com

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A Ross-Haigler Group Listing: 1408 Rosehill Drive – Waxhaw, NC 28173

 

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Presenting our listing in Waxhaw, NC – 1408 Rosehill Drive

  • Listing Information:

    • Address: 1408 Rosehill Drive
    • City: Waxhaw
    • State: NC
    • Zip: 28173
    • Area: 10 – Union County
    • County: Union
    • Price: $1,099,900
    • Listing #: 2153777
    • Property Type: Single Family
    • Listing Type: Resale/New
    • Subdivision: Oak Grove Farm
    • Status: Active
  • Property Information:

    • Style: Traditional
    • Bedrooms: 4
    • Total Baths: 6
    • Full Baths: 4
    • Half Baths: 2
    • Year Built: 2001
    • Sq. Feet: 5500 – 6500
    • Lot Size: 16.9
    • Basement: Crawl Space
    • Garage: Garage – 2 Car, Detached Garage, Side Load Garage, Ga
    • Air: Central Air,Heat Pump
    • Heat: Gas Hot Air,Heat Pump
    • Pool: In-Ground
    • Construction: Brick Veneer Full
    • Stories: 2
    • Exterior: Porch, Pool-In-Ground, Hot Tub, Fenced Pasture, Equestrian Facilities, Fenced Yard, Porch – Screened, Patio, Building – Barn; Insulated Windows, Storm Door(s)
    • Interior: Whirlpool, Wet Bar, Attic Stairs Pulldown, GardenTub, Attic Walk-in; Floors: Ceramic Tile, Wood, Wall-to wall Carpet
    • Appliances: Ceiling Fan(s), Central Vacuum, Cooktop Gas, Dishwasher, Disposal, Double Oven, Electr
    • Utilities: County Water, Septic Tank; Gas
    • HOA Dues: 1200
    • HOA Description: Gated Community
    • Zoning: Ad3

Details: Estate home in gated community, 16.9 acres with pasture & barn. 4 bedrooms /6 bathrooms, 2 Offices, 2 Bonus Rooms, 1 loft, 2 Laundry rooms, Gourmet Kitchen, Sub-zero fridge. Open floor plan, 2 story entry, Union County Schools – Cuthbertson District. Flagstone patio & pool surround, hot tub w/waterfall into heated pool, large screened porch. 2 car attached garage + 2 car detached garage. Deep set back w/privacy. More…

For more information, visit our webpage for 1408 Rosehill Drive  or contact us to schedule a showing!

Listing courtesy of: Keller Williams Union County

The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither website owner nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2014 Carolina Multiple Listing Services, Inc.

~Celeste

Ross-Haigler Group
4Hismove.com

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10 Questions You Should Ask Yourself Before Applying For A Mortgage

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10 Questions You Should Ask Yourself Before Applying For A Mortgage

If you are considering applying for a refinance, it is important to understand the mechanics of your mortgage loan. Before you sit down to speak with your loan officer, you should consider preparing a list of questions you feel may need to be answered.

Typically, your loan officer will be available to assist through the entire mortgage process. Here are some questions that you may need to get answers to before completing your application:

1. What Type Of Loan Is Best For Me?

Your loan officer can discuss the various loan programs available to help you refinance. Some borrowers will benefit greatly from adjustable rate mortgages while others prefer fixed rate. However, other borrowers may find a fixed rate is the best option. Discuss various loan terms such as 30-year or 20-year mortgage loans.

2. What Documents Are Required?

Be prepared to provide your loan officer with several documents. The most common documents include pay stubs, bank statements and tax returns. Loan officers will also need a complete list of debts including auto payments, credit card payments and student loans.

3. What Costs Are Involved?

Prior to a loan closing you will be required to pay some costs up front. These may include appraisal fees, credit report fees and application fees. Discuss all these costs with the loan officer to determine how much money will be required prior to the loan being approved. In addition, discuss any funds that will be required to complete the loan closing.

4. Can I Select My Own Appraiser?

When you apply for a refinance loan in Scottsdale, lenders will require a property appraisal. Lenders typically maintain a list of approved appraisers and supply those lists to the loan officers. Typically, the loan officer will assign an appraiser to review the property. Borrowers generally have no input regarding the choice of appraisers.

5. When Will I Get A Good Faith Estimate?

Good Faith Estimates (GFE) must be issued after you have completed your loan application. A second GFE is typically presented along with the HUD1 prior to closing. Keep in mind, the GFE is only an estimate of costs and that actual costs may be slightly higher or lower.

6. How Long Until We Can Close Our Loan?

Loan closing times are based on a number of factors. Closing dates may be delayed if there are missing documents or other underwriting delays. Speak with the loan officer to get an estimate on the time from application to closing.

7. What Possible Delays May I Face In Closing?

There are a number of delays that often cannot be avoided. However, some can be avoided by making sure you provide your loan officer with all the documents they request in a timely manner. In some cases, there may be a delay in getting the appraisal completed or for title searches. Your loan officer can discuss other reasons why a delay may occur.

8. Do I Need An Attorney For Closing?

When you are ready to close your loan, you are welcome to have an attorney representing you. Generally, there will be an attorney present at the closing however, they are there to represent the lender. If you feel more comfortable having an attorney present, discuss this with your loan officer to ensure the attorney receives the date, time and location of closing.

9. Should I Lock In My Interest Rate?

Before locking in a rate, make sure it is important to understand there may be fees associated with an interest rate lock. Bear in mind, should rates decline during the period between application and closing you will not be able to take advantage of those lower rates.

10. When Will I Get A HUD1 Statement?

As a borrower, you are entitled to review their HUD1 statement prior to closing. Your loan officer should make arrangements with you to provide the statement one or two days prior to closing for your review. This will give you an opportunity to review loan terms, interest rate and costs of the loan.

Never hesitate to ask your loan officer any questions you may have. The more questions you have addressed during the application process, the less likely you will be to be confused at the time of your mortgage closing. Keep in mind, your loan officer is there to answer your questions and guide you through the entire loan process.

We can help you sell your real estate in any market. Call us today at 704-684-1011 or visit us at http://www.4hismove.com.

Compliments of RealtyBlogContent.com

Walk Through Video – Custom Luxury in Cureton

Custom Luxury in the heart of Waxhaw! Introducing A Ross-Haigler Listing: 3301 Mcpherson Street – Waxhaw, NC

Listing Information:

  • Address: 3301 Mcpherson Street
  • City: Waxhaw
  • State: NC
  • Zip: 28173
  • Area: 10 – Union County
  • County: Union
  • Price: $650,000
  • Listing #: 2206423
  • Property Type: Single Family
  • Listing Type: Resale/New
  • Subdivision: Cureton
  • Status: Active

Property Information:

  • Bedrooms: 5
  • Total Baths: 6
  • Full Baths: 5
  • Half Baths: 1
  • Year Built: 2007
  • Sq. Feet: 5400 – 6500
  • Lot Size: 0.254
  • Basement: Crawl Space
  • Garage: Garage – 3 Car, Garage Door Opener, Attached Garage,
  • Air: Central Air
  • Heat: Gas Hot Air
  • Pool: Community
  • Construction: Brick Veneer Full
  • Stories: 2.5
  • Exterior: In-Ground Irrigation, Outdoor Fireplace, Porch, Porch – Screened, Terrace; Insulated Windows
  • Interior: Attic Walk-in, GardenTub; Floors: Ceramic Tile, Wall-to wall Carpet, Wood
  • Appliances: Cable Prewire, Ceiling Fan(s), Cooktop Electric, Dishwasher, Disposal, Electric Dryer
  • Utilities: County Sewer, County Water; Gas
  • HOA Dues: 270
  • HOA Description: Club House, Pool, Walking Trails
  • Zoning: AE5
  • Lot Description: Corner Lot

Details: Immaculate full brick luxury home in sought after Cureton neighborhood of Waxhaw. Features: 5 bedrooms, 5.5 bathrooms, 2 bonus rooms, 2 story entry & living room, built in cabinets, hardwoods, granite countertops, stone back splash, extended patio with fireplace & built in grill, screened porch, 3 HVAC units, corner lot, front porch with 2nd story terrace, 3 car side entry garage, luxury master suite and more! More… For more information on this listing, contact the Ross-Haigler Group at Keller Williams Realty at 704-684-1011 or info@4Hismove.com

Click here to view photos

Listing courtesy of: Keller Williams Union County

The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither website owner nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2014 Carolina Multiple Listing Services, Inc.

~Celeste

Ross-Haigler Group
4Hismove.com

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Proposed changes for Union County Schools – School Board Meeting Tonight

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The Union County Board of Education Facilities Committee meeting will be occurring tonight at 7 pm. The meeting will be held at Porter Ridge High School located at 2839 Ridge Road in Indian Trail, North Carolina. The meeting will take place in the school’s auditorium.

There is currently 1 hour scheduled to discuss options for over crowding on the agenda for tonight’s meeting:

Meeting Details

Union County Public Schools is in the process of evaluating options for easing the overcrowding issues that currently exist. These proposed school system changes still have to be voted and approved by the Union County Board of Education. We will keep you posted on updates as they become available.

In the meantime, we will be monitoring and updating impacts to the local real estate market. Please contact us today if you would like to meet to discuss your home value and options.

~Celeste

Ross-Haigler Group 4Hismove.com

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A Ross-Haigler Group Listing: 4109 Oconnell Street – Indian Trail, NC 28079

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Presenting our new listing in Indian Trail, NC – 4109 Oconnell Street

  • Listing Information:

    • Address: 4109 Oconnell Street
    • City: Indian Trail
    • State: NC
    • Zip: 28079
    • Area: 10 – Union County
    • County: Union
    • Price: $250,000
    • Listing #: 2210615
    • Property Type: Single Family
    • Listing Type: Resale/New
    • Subdivision: Glendalough
    • Status: Active
  • Property Information:

    • Bedrooms: 4
    • Total Baths: 3
    • Full Baths: 2
    • Half Baths: 1
    • Year Built: 2012
    • Sq. Feet: 2900 – 3500
    • Lot Size: 0.385
    • Basement: Slab
    • Garage: Garage – 2 Car, Attached Garage, Garage Door Opener
    • Air: Central Air
    • Heat: Gas Hot Air
    • Pool: Community
    • Construction: Hardboard Siding, Stone
    • Stories: 2
    • Exterior: Patio, Porch; Insulated Windows
    • Interior: Attic Stairs Pulldown, GardenTub; Floors: Ceramic Tile, Prefinished Wood, Vinyl / Linoleum, Wall-to wall Carpet
    • Appliances: Cable Prewire, Ceiling Fan(s), CO Detector, Dishwasher, Disposal, Electric Dryer Hook
    • Utilities: City Sewer, City Water; Gas
    • HOA Description: Club House, Pond, Pool, Playground
    • Zoning: R
    • Lot Description: Cul-de-sac Lot

Details: Gorgeous 4 bedroom and 2.5 bathroom home in Glendalough of Union County! Immaculate finishes & upgrades throughout: Extremely open floor plan, hardwoods, granite, maple cabinets, tile backsplash, oversized island, upgraded light fixtures, loft, fireplace with gas logs, & more. Master suite features sitting area, double vanity, tile shower & tub surround, his & her closets. Neighborhood clubhouse & pool – move in! More…

For more information, visit our webpage for 4109 Oconnell Street  or contact us to schedule a showing!

Listing courtesy of: Keller Williams Union County

The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither website owner nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2014 Carolina Multiple Listing Services, Inc.

~Celeste

Ross-Haigler Group
4Hismove.com

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A Ross-Haigler Group Listing: 364 Lansbury Drive – Waxhaw, NC 28173

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Presenting our new listing in Waxhaw, NC – 364 Lansbury Drive

Custom Brick home with beautiful architectural features. Located in the sought after Walden at Providence neighborhood in Waxhaw, this home sits on over 2 acres of land and a beautiful corner lot with privacy and peaceful surroundings. Grand 2 story entry with winding staircase. Exquisite details throughout and grand elegance. 24 Hour Recorded Line: 800-983-6935 (ext 203) Text Photos: 48056 to 35244

For more information, visit our webpage for 364 Landsbury Drive or contact us to schedule a showing!

~Celeste

Ross-Haigler Group
4Hismove.com

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A Ross-Haigler Group Listing: 4136 Upper White Store Road – Peachland, NC 28133

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Presenting our new listing in Peachland, NC – 4136 Upper White Store Road

Beautiful custom home with land, 3 car garage and lots of room! This home features upgraded kitchen with stainless appliances, granite counter tops, tile floor. Mud room and laundry room have custom cabinets to match the kitchen cabinetry. 4 bedrooms/2 full baths on main level and 4 additional rooms/bonus areas and full bath upstairs – lots of room and storage. Move in ready and well maintained.

For more information, visit our webpage for 4136 Upper White Store Road or contact us to schedule a showing!

~Celeste

Ross-Haigler Group
4Hismove.com

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A Ross-Haigler Group Listing: 00 Highway 74 – Indian Trail, NC 28079

Presenting our new listing in Indian Trail, NC – 00 Highway 74

Excellent potential for this 7.5 acre site with a small amount of HWY 74 road frontage and the remainder on Helmsville Rd. This property is adjacent to Crossroads Ford and priced to move. The town of Indian trail is waiving fees for economic development and this tract has numerous possibilities.

For more information, visit our webpage for 000 Highway 74 or contact us to schedule a showing!

~Celeste

Ross-Haigler Group
4Hismove.com

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How To Create A Vegetable Garden In Your Condo

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Living in a condo doesn’t mean you have to give up gardening. In fact, it’s quite easy to grow your own vegetables and flowers with some containers and a small porch or patio. This is called container gardening. Container gardens are easy to set up and maintain and are a great way to keep fresh vegetables at your fingertips. Here are a few simple tips to help you grow a successful container garden.

  • Start with the right supplies. To get a container garden started in your condo, you will need containers, a growing medium, and your plants. Choose high-quality containers based on which plants you want to grow. Lettuce, peppers, radishes, and herbs will work in a container that is 8 inches deep with a 6-inch diameter. Bushel baskets and wooden tubs are better for larger plants like tomatoes, squash, and pole beans.
  • Plants in containers need adequate drainage. Make sure your containers have drainage holes and line the bottom of the pots with newspaper and a layer of rock. Container gardens need a lightweight soil mix so your plant roots get the right balance of air and water. Packaged potting soil from your local garden center is a good choice.
  • Choose your plants. Once you have your containers and growing medium ready, you can add your plants. Certain plants grow better in containers than others. Lettuce, peppers, herbs, tomatoes, cucumbers, and pole beans all grow well inside containers.
  • Maintain your garden. Your biggest concern with your container garden will be water. Containers can dry out very quickly, and you may have to water your plants every day. You can add a water-soluble fertilizer to your plants, but be careful not to over-fertilize. Make sure your plants get enough sunlight, and move the containers around as you need to.

Container gardening is just one way to enjoy the condo lifestyle. I can help you find a condo with the perfect patio. Call the Ross-Haigler Group today at 704-684-1011 or www.4Hismove.com

Compliments of RealtyBlogContent.com

~Celeste

Ross-Haigler Group 4Hismove.com

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Guide To Title Insurance For Your Real Estate

cost-of-title-insurance

When you buy real estate, the title company will search the public land records to make sure the seller is the legal owner of the property. If the title company finds a problem like an incorrect deed or a lien on the property, it can be fixed before closing. Most people don’t run into title problems after they buy a home, but it does happen. This is why you should have title insurance.

  • Types of Title Insurance. Title insurance falls into one of two categories: lender’s title insurance and owner’s title insurance. If you get a loan to buy your real estate, your lender will require a lender’s policy based on the amount of your loan. An owner’s policy is purchased at closing and lasts as long as you hold an interest in the property.
  • What it covers. A basic title insurance policy protects you from any problems with a title that were not found during the title search. Human error can lead to mistakes on public records and forged deeds. This can and does happen. Names and legal descriptions are recorded incorrectly, back taxes may be owed, and people die without wills specifying their heirs.
  • How it helps you. Say, for example, that you buy a home with a utility easement in the backyard, and the title company did not disclose this. You may not be able to add on to your home or build a swimming pool in your yard because of this easement. This devalues your property, and the title company will have to correct this situation for you. In this case, your title insurance will cover the claim and protect your investment.

As your real estate agent team, we help take the guesswork out of the closing process. Let us help you find real estate that fits your needs. Call us today at 704-684-1011 or email at info@4Hismove.com.

Compliments of RealtyBlogContent.com

~Celeste

Ross-Haigler Group 4Hismove.com

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A Ross-Haigler Group Listing: 3301 Mcpherson Street – Waxhaw, NC 28173

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Presenting our new listing in Waxhaw, NC – 3301 Mcpherson Street

Immaculate full brick luxury home in sought after Cureton neighborhood of Waxhaw. Features: 5BR, 5.5BA, 2 bonus rooms, 2 story entry & living room, built in cabinets, hardwoods, granite counter tops, stone back splash, extended patio with fireplace & built in grill, screened porch, 3 HVAC units, corner lot, front porch with 2nd story terrace, 3 car side entry garage, luxury master suite and more!

For more information, visit our webpage for 3301 Mcpherson Street or contact us to schedule a showing!

~Starr

Ross-Haigler Group
4Hismove.com

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A Ross-Haigler Group Listing: 1401 Wessex Court – Monroe, NC 28110

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Presenting our new listing in Monroe, NC – 1401 Wessex Court

Beautiful Brick front 2 story home in Yorkshire! Large set back w/extended driveway, cul-de-sac lot on .46 acres w/wooded back yard & natural patio area. Gorgeous hardwoods, granite countertops, tile backsplash, extended storage, abundant natural light & well maintained, move in ready condition. Spacious Master suite features vaulted ceilings, double vanities, garden tub, walk-in closet, shower. {Currently Under Contract}

For more information, visit our webpage for 1401 Wessex Court or contact us to schedule a showing!

~Starr

Ross-Haigler Group
4Hismove.com

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A Ross-Haigler Group Listing: 3211 N Rocky River Road – Monroe, NC 28110

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Presenting our new listing in Monroe, NC – 3211 N Rocky River Road

Full brick 3 Bedroom, 1.5 Bath home in the heart of Union County – sits on 2 acres of land with wooded areas. Hardwood floors, brick fireplaces (2) and rocking chair front porch. Carport with side entry and large set back from road for extended parking areas. Home is in great location – close to shopping, dining and interstate travel. Union County Public School System and lower taxes.

For more information, visit our webpage for 3211 N Rocky River Road or contact us to schedule a showing!

~Starr

Ross-Haigler Group
4Hismove.com

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